Abdelhady Metwaly, expert in SME and Corporate Credit Evaluation, Managing Director of RM for Credit Assessment & Debt Collection
Abdelhady Metwaly, expert in SME and Corporate Credit Evaluation, Managing Director of RM for Credit Assessment & Debt Collection
Abdelhady Metwaly, expert in SME and Corporate Credit Evaluation, Managing Director of RM for Credit Assessment & Debt Collection

Our Credibility & Capability

RM for Credit Assessment & Debt Collection is led by Mr. Abdelhady Metwaly, a senior expert with over 17 years of experience in Corporate and SME finance. He previously served as SME Center Manager at one of the region’s leading banks, where he supported corporate clients, SMEs, exporters, and government initiatives through tailored financial analysis and structured credit solutions.


Our dedicated team includes professionals with deep expertise in Creditworthiness Assessment & KYC, Project Viability Evaluation, Debt Recovery, Financial and Cash Flow Analysis, and Credit Advisory Services. We are committed to delivering high-quality, results-driven support and ensuring the long-term success of our clients.


About us

We specialize in enhancing the quality & volume of credit portfolios for targeted clients.



Our Vision

To become the chosen credit advisor & debt recovery partner in the Kingdom of Bahrain and the Kingdom of Saudi Arabia.



Our Mission

To empower our clients to build and grow their Corporate and SME credit portfolios while mitigating credit risks & reducing default rates by providing innovative tailored solutions with effective KYC.

Our targeted clients

We mainly target Bahrain and Saudi exports, Government entities, large private sector companies offering credit sales, banks, finance and leasing companies, and all entities offering support, credit facilities, or suppliers' facilities to Corporate and SME clients based in the Kingdom of Bahrain and the Kingdom of Saudi Arabia.


Our Goals

  • Enhancing our clients' profitability by increasing their customer base while mitigating credit risks and reducing default rates.
  • Increasing the volume of credit and suppliers’ facilities, which enhances trade exchange between Bahrain and Saudi Arabia, by building the confidence of credit/suppliers’ providers in their clients, especially SMEs in both countries.
  • Assist Micro and SMEs in improving their credit ratings and obtaining credit facilities in order to grow and expand their businesses efficiently.

Idea of Establishing the Business

  • The company's idea arose from our full knowledge and awareness that assessing the creditworthiness of Micro and SMEs requires a specialized approach and method, which differs to some extent from the traditional techniques used in corporate or retail finance.
  • Several enterprises, especially SMEs, struggle to secure credit facilities or suppliers’ facilities due to limited information and credit history, hindering growth and trade. Therefore, we seek to connect credit facility providers with local and foreign customers by providing integrated services that offer full access to their credit information, which contributes to increasing reassurance and mitigating credit risks. In addition, we implement effective debt collection solutions, which not only secure the financial health of a business but also support long-term growth and sustainability, leading to enhance the quality and volume of business and trade exchange between Bahrain and Saudi Arabia.