Integrated Credit Solutions for Deferred Sales and Safe Growth

We deliver independent, bank-grade credit reports, credit scoring, due diligence, KYC, company checks, and business verification across Bahrain, Saudi Arabia, the UAE, Qatar, Oman, Kuwait and Egypt, enabling confident credit decisions before you sell, invest or partner.


Backed by more than 18 years of banking experience, we define safe credit limits, repayment structures and guarantees that protect cash flow and mitigate default risk from day one.


We also support credit decisions with legally documented, enforceable commercial contracts, and professional debt recovery solutions in Bahrain on a 100% risk-free NO WIN NO FEE basis, where payment is made only upon success, with no upfront fees.


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Decision Ready Credit Reports for Secure Sales

At RM for Credit Assessment & Debt Collection, we provide independent credit reports, commercial and field verification, and in-depth creditworthiness analysis for companies in Bahrain, Saudi Arabia, the UAE, Qatar, Oman, Kuwait and Egypt. Our services are backed by more than 18 years of banking experience in SME corporate finance, debt structuring and recovery, enabling financial institutions, suppliers and exporters to make accurate, reliable and data-driven credit decisions.


We rely on comprehensive document analysis and precise field reports covering the financial, operational and credit position of companies, transforming these insights into practical recommendations that define the optimal credit limit, repayment terms and required securities. This approach strengthens commercial expansion while reducing default risk and future losses.



Contract Drafting and Enforceable Debt Recovery Solutions

We develop and document commercial contracts using enforceable legal mechanisms that protect rights and ensure efficient recovery, while minimizing risk and avoiding lengthy, costly disputes.


We also provide specialized debt recovery solutions in Bahrain following a No Win No Fee model, based on negotiation, restructuring and issuing enforceable executive instruments that enable immediate execution. This reduces time, increases recovery rates and preserves commercial relationships whenever possible.


Through these integrated solutions, we help companies expand confidently across GCC markets and Egypt, ensuring secure growth, improved liquidity and long-term financial sustainability.



What Makes Our Credit and Commercial Services Different?

Our advantage lies in combining specialized credit assessment with enforceable legal instruments within a single integrated framework designed to protect our clients and convert risks into actionable growth opportunities. We do not provide surface-level or generic reports. Instead, we deliver deep credit recommendations supported by documented guarantees that can be executed immediately when required, offering proactive protection against default and increasing confidence when extending credit limits.


We also rely on detailed field investigations and comprehensive financial and operational analysis that reflect the company’s true position, translating this into actionable credit decisions such as optimal credit limits, repayment structures and appropriate documented securities.


In addition, we provide legally enforceable contracts and guarantees, along with professional debt recovery solutions focused on negotiation and restructuring before litigation, which helps maintain commercial relationships while reducing time and cost.


With extensive experience across GCC markets, our reports and procedures are tailored to the region’s risk landscape, enabling financial institutions, suppliers and exporters to make decisions based on trusted data rather than assumptions, ensuring safer growth, stronger liquidity and sustainable long-term performance.


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If you require a credit report, field verification or professional debt recovery solutions, we are ready to support you with clear insights that enable secure, confident and successful decisions.